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good credit scores just ahead

How to get a Credit Score of 800 & above in 2014

Credit scores range from 350-850. According to FICO, the most widely used credit scores among banks and … [Read More...]


3 Top Reasons you need Renter’s Insurance

Renter’s insurance is for anyone who rents an apartment, house or owns a condominium. It may be the most … [Read More...]


Nicki Minaj’s credit score drops 100 points due to SSN exposed

Nicki Minaj exposing herself is not surprising. But this time it’s her social security number. Celebrities are … [Read More...]


Paid Tax Liens can be Deleted from Credit Reports

Consumers with tax liens on credit reports should take advantage of the IRS' Fresh Start Program. Under the … [Read More...]

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Specialty Consumer Reporting Agencies Must Provide Reports

Most consumers are aware of the three major credit reporting agencies. But Experian, Equifax and Transunion … [Read More...]


5 Quick Fixes to your Credit Report that can raise scores

Tackling bad credit can seem like a huge, never-ending task. But certain negative items hurting your credit … [Read More...]


5 Reasons to get a FHA Mortgage Loan

For many people owning a home is their greatest asset. It’s important to understand the mortgage loan process … [Read More...]


Base credit disputes off factual errors in your credit report

Question. Where can I find the law on factual errors? And what is actually called a factual error? And if I do … [Read More...]


4 Reasons to check your credit score regularly

Credit scores can determine how you live, where you live, whether you have access to financial products such … [Read More...]


FICO vs. FAKO: How to Get Real FICO Credit Scores

There may be multiple credit scoring systems but there is only one FICO credit scoring system. The FICO score … [Read More...]


How to get out of debt with 7 simple tips

Let’s face it, debt is stressful and the sooner you begin to make changes to get out of debt, the better your … [Read More...]


Micro Business Loans for business owners with bad credit

Microloans service entrepreneurs who need financing assistance to start or expand their business but cannot … [Read More...]


4 Actions that cause low credit scores

Credit scores measure behavior in terms of how well you manage credit and debt. There are several components … [Read More...]

impact of credit inquiry on credit scores

The real impact of credit inquiries on credit scores

Consumers frequently want to know if applying for new credit will drop their credit scores. The quick answer … [Read More...]


How long does negative credit remain on reports

Having negative information on your credit reports can feel like a life sentence but there is a time limit to … [Read More...]


How to get your credit file ready for a mortgage loan

FICO generates the most widely used credit scores. These credit scores are based on credit reports from … [Read More...]


How to remove outdated information from credit reports

Depending on the credit bureaus to automatically remove outdated information from credit reports is a mistake. … [Read More...]

what makes up a credit score

Demystifying Credit Scores: 5 Factors that make a score

Credit scores can be a mystery. FICO is the most popular credit scoring model used by most banks and they do … [Read More...]


No Chexsystems Banks: Open a New Account Today

Open a bank account at a No ChexSystems Bank and can get approved even if you have a ChexSystems record. … [Read More...]


Do Prepaid Cards Build Credit Scores

Let’s get this out of the way first -- Do Prepaid cards build credit? NO! No matter what you’ve heard, prepaid … [Read More...]


5 Actions to take if you have scary credit

Credit history has a huge impact on personal finances. A good credit history can make the difference in … [Read More...]


Lenders can pursue deficiency balance with a voluntary repo

  Question: I just had a question about a charge off on my credit report. I had a vehicle that was … [Read More...]


Platinum Visa Card for Bad Credit: Pre-qualify in 60 Seconds

Get Platinum Status even if your credit is less than perfect. The Credit One Bank® Credit Card with Gas … [Read More...]

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Online Checking Accounts that do not use Chexsystems

Online banking is gaining in popularity. It is convenient, hassle-free and safe. Not having a bank account is … [Read More...]


How to Request Debt Validation from debt collectors

Debt validation is a great tool all consumers have in their possession to use against unfair debt … [Read More...]