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How to get a Credit Score of 800 & above in 2014

Credit scores range from 350-850. According to FICO, the most widely used credit scores among banks and … [Read More...]

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3 Top Reasons you need Renter’s Insurance

Renter’s insurance is for anyone who rents an apartment, house or owns a condominium. It may be the most … [Read More...]

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Nicki Minaj’s credit score drops 100 points due to SSN exposed

Nicki Minaj exposing herself is not surprising. But this time it’s her social security number. Celebrities are … [Read More...]

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Paid Tax Liens can be Deleted from Credit Reports

Consumers with tax liens on credit reports should take advantage of the IRS' Fresh Start Program. Under the … [Read More...]

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Specialty Consumer Reporting Agencies Must Provide Reports

Most consumers are aware of the three major credit reporting agencies. But Experian, Equifax and Transunion … [Read More...]

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5 Quick Fixes to your Credit Report that can raise scores

Tackling bad credit can seem like a huge, never-ending task. But certain negative items hurting your credit … [Read More...]

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5 Reasons to get a FHA Mortgage Loan

For many people owning a home is their greatest asset. It’s important to understand the mortgage loan process … [Read More...]

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Base credit disputes off factual errors in your credit report

Question. Where can I find the law on factual errors? And what is actually called a factual error? And if I do … [Read More...]

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4 Reasons to check your credit score regularly

Credit scores can determine how you live, where you live, whether you have access to financial products such … [Read More...]

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FICO vs. FAKO: How to Get Real FICO Credit Scores

There may be multiple credit scoring systems but there is only one FICO credit scoring system. The FICO score … [Read More...]

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How to get out of debt with 7 simple tips

Let’s face it, debt is stressful and the sooner you begin to make changes to get out of debt, the better your … [Read More...]

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Micro Business Loans for business owners with bad credit

Microloans service entrepreneurs who need financing assistance to start or expand their business but cannot … [Read More...]

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4 Actions that cause low credit scores

Credit scores measure behavior in terms of how well you manage credit and debt. There are several components … [Read More...]

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The real impact of credit inquiries on credit scores

Consumers frequently want to know if applying for new credit will drop their credit scores. The quick answer … [Read More...]

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How long does negative credit remain on reports

Having negative information on your credit reports can feel like a life sentence but there is a time limit to … [Read More...]

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How to get your credit file ready for a mortgage loan

FICO generates the most widely used credit scores. These credit scores are based on credit reports from … [Read More...]

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How to remove outdated information from credit reports

Depending on the credit bureaus to automatically remove outdated information from credit reports is a mistake. … [Read More...]

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Demystifying Credit Scores: 5 Factors that make a score

Credit scores can be a mystery. FICO is the most popular credit scoring model used by most banks and they do … [Read More...]

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No Chexsystems Banks: Open a New Account Today

Open a bank account at a No ChexSystems Bank and can get approved even if you have a ChexSystems record. … [Read More...]

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Do Prepaid Cards Build Credit Scores

Let’s get this out of the way first -- Do Prepaid cards build credit? NO! No matter what you’ve heard, prepaid … [Read More...]

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5 Actions to take if you have scary credit

Credit history has a huge impact on personal finances. A good credit history can make the difference in … [Read More...]

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Lenders can pursue deficiency balance with a voluntary repo

  Question: I just had a question about a charge off on my credit report. I had a vehicle that was … [Read More...]

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Platinum Visa Card for Bad Credit: Pre-qualify in 60 Seconds

Get Platinum Status even if your credit is less than perfect. The Credit One Bank® Credit Card with Gas … [Read More...]

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Online Checking Accounts that do not use Chexsystems

Online banking is gaining in popularity. It is convenient, hassle-free and safe. Not having a bank account is … [Read More...]

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How to Request Debt Validation from debt collectors

Debt validation is a great tool all consumers have in their possession to use against unfair debt … [Read More...]