Improve Credit Scores by Adding Positive Credit
by Lisa Phillips
January 2008
by Lisa Phillips
January 2008
There are many companies that do not
require strict credit guidelines. These
companies extend credit to consumers
with little to no credit history and bad credit.
The drawback to obtaining a credit card for
bad credit is that you may have to pay
higher interests rates.
However, if you pay on time and keep your
balances to less than 30% of your
available credit limit, you will build positive
credit and soon qualify for lower interest
rate credit cards.
require strict credit guidelines. These
companies extend credit to consumers
with little to no credit history and bad credit.
The drawback to obtaining a credit card for
bad credit is that you may have to pay
higher interests rates.
However, if you pay on time and keep your
balances to less than 30% of your
available credit limit, you will build positive
credit and soon qualify for lower interest
rate credit cards.
| Copyright RebuildCreditScores 2008. All Rights Reserved |
1. Apply for easy to get unsecured credit cards
|
Capital One® Card Lab will help you build a credit card according to your credit level.
You will be able to build a credit card with features you're more likely to be approved
for. To increase your chances of getting approved you may want to pick Average
Credit or Limited History.
Tribute MasterCard® Gold credit card will help you rebuild your credit by reporting
monthly to the major credit bureaus.
Capital One® Real Time Product Matching. See if you're pre-qualified for a Capital
One® Credit Card before applying. No Risk - Checking won't affect your credit score.
No Waiting - Get a response in less than a minute. No Hassle - See the offers you are
pre-qualified for.
AccountNow® Prepaid Visa® Card is a pre-paid card that can be used anywhere
Visa is accepted. It offers Free direct deposit, Free online bill pay and free credit
builder.
Prepaid Visa® RushCard. In today’s world you need “plastic.” RushCard is not a credit
card. Russell Simmons created the RushCard so that you could enjoy the benefits of a
credit card without the expensive penalties, high interest rates, and danger of debt that
a credit card can expose you to. The RushCard will empower you financially by
providing a safe place to store your money until you’re ready to spend it however and
wherever you want.
Capital One Standard Platinum. If you want a card with no annual fee, this is a great
choice. Buy what you've been dreaming of and pay no interest until June 2009 on
purchases, after that, 19.8% variable. Know you are protected with $0 fraud liability if
your card is ever lost or stolen
Capital One Platinum Mastercard this card is for consumers with average credit. Save
money with a low non-intro variable APR, currently 8.9%. Pay no interest until June
2009; after that, 8.9% variable on purchases and you are protected with $0 fraud
liability if your card is ever lost or stolen.
You may also want to consider a bad credit personal loan if the terms are favorable
enough. Make sure you compare the interest rates and terms when applying for any
new credit.
You will be able to build a credit card with features you're more likely to be approved
for. To increase your chances of getting approved you may want to pick Average
Credit or Limited History.
Tribute MasterCard® Gold credit card will help you rebuild your credit by reporting
monthly to the major credit bureaus.
Capital One® Real Time Product Matching. See if you're pre-qualified for a Capital
One® Credit Card before applying. No Risk - Checking won't affect your credit score.
No Waiting - Get a response in less than a minute. No Hassle - See the offers you are
pre-qualified for.
AccountNow® Prepaid Visa® Card is a pre-paid card that can be used anywhere
Visa is accepted. It offers Free direct deposit, Free online bill pay and free credit
builder.
Prepaid Visa® RushCard. In today’s world you need “plastic.” RushCard is not a credit
card. Russell Simmons created the RushCard so that you could enjoy the benefits of a
credit card without the expensive penalties, high interest rates, and danger of debt that
a credit card can expose you to. The RushCard will empower you financially by
providing a safe place to store your money until you’re ready to spend it however and
wherever you want.
Capital One Standard Platinum. If you want a card with no annual fee, this is a great
choice. Buy what you've been dreaming of and pay no interest until June 2009 on
purchases, after that, 19.8% variable. Know you are protected with $0 fraud liability if
your card is ever lost or stolen
Capital One Platinum Mastercard this card is for consumers with average credit. Save
money with a low non-intro variable APR, currently 8.9%. Pay no interest until June
2009; after that, 8.9% variable on purchases and you are protected with $0 fraud
liability if your card is ever lost or stolen.
You may also want to consider a bad credit personal loan if the terms are favorable
enough. Make sure you compare the interest rates and terms when applying for any
new credit.
 |  |  |  |  |  |  |  |  |