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When establishing or reestablishing good credit it is important to exercise as many options as
possible. Adding easy to qualify for retail cards is an excellent way to rebuild credit scores.
Seek easy to get credit cards at your local appliance, furniture and jewelry stores. Radioshack
and Oil Companies extend easy credit. Other easy credit offers are as follows:
Fingerhut
Apply for Fingerhut Credit today. Fill out our easy online application.
National Platinum Club
Offers fast and easy approvals! $10,000.00 line of credit at our national platinum online
mega-store and an automatic $2,500.00 account advance! Apply at National Platinum Club.
Horizon Gold
Provides a $500 unsecured line of credit to consumers with less than perfect credit. There are
no credit checks, no employment checks and no turndowns. This retail card reports to the
major credit bureaus and enables consumers with bad credit to rebuild credit. This is not a
Visa or Mastercard, it may be used for purchasing items in Horizon Gold's online superstore.
Apply at Horizon Gold.
1st Platinum Plus
We won't check your credit - NO APPLICATIONS DENIED for BAD CREDIT!* *See Terms and
Conditions
Keep your balances low
The key establishing good credit or reestablishing credit is to keep your balances low. Aim to
keep your balances to less than 30% of your available credit limit. Credit scores suffer when
balances are as high as the credit limit. If possible keep balances at zero. Retail cards have
significantly higher rates than bank credit cards and paying your balance off each month will
save you money.
Make on-time payments
Once you get the retail credit cards it is imperative to make your payments on time. Even one
late payment will have a tremendous negative effect on your credit score. Avoid late payments
at all costs. You may even want to set up an on-line bill payment plan to have your payments
automatically deducted from your bank account each month.
possible. Adding easy to qualify for retail cards is an excellent way to rebuild credit scores.
Seek easy to get credit cards at your local appliance, furniture and jewelry stores. Radioshack
and Oil Companies extend easy credit. Other easy credit offers are as follows:
Fingerhut
Apply for Fingerhut Credit today. Fill out our easy online application.
National Platinum Club
Offers fast and easy approvals! $10,000.00 line of credit at our national platinum online
mega-store and an automatic $2,500.00 account advance! Apply at National Platinum Club.
Horizon Gold
Provides a $500 unsecured line of credit to consumers with less than perfect credit. There are
no credit checks, no employment checks and no turndowns. This retail card reports to the
major credit bureaus and enables consumers with bad credit to rebuild credit. This is not a
Visa or Mastercard, it may be used for purchasing items in Horizon Gold's online superstore.
Apply at Horizon Gold.
1st Platinum Plus
We won't check your credit - NO APPLICATIONS DENIED for BAD CREDIT!* *See Terms and
Conditions
Keep your balances low
The key establishing good credit or reestablishing credit is to keep your balances low. Aim to
keep your balances to less than 30% of your available credit limit. Credit scores suffer when
balances are as high as the credit limit. If possible keep balances at zero. Retail cards have
significantly higher rates than bank credit cards and paying your balance off each month will
save you money.
Make on-time payments
Once you get the retail credit cards it is imperative to make your payments on time. Even one
late payment will have a tremendous negative effect on your credit score. Avoid late payments
at all costs. You may even want to set up an on-line bill payment plan to have your payments
automatically deducted from your bank account each month.
Get Easy to Qualify for Retail Credit Cards
by Lisa Phillips
December 2009
by Lisa Phillips
December 2009
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