Debt Validation How to halt the collection process by requesting a collection agency to validate your debt.
Collection Agencies Information on Effectively Dealing with Collection Agencies.
Get Deletions Request Deletions when paying a negative account because paid collections do not change your credit scores.
Fair Credit Reporting Act (FRCA) Helpful FCRA Rules you can use when writing letters to the credit bureaus and collection agencies.
Fair Credit Billing Act (FCBA) The Fair Credit Billing Act provides for the prompt correction of errors on open-end credit accounts such as department store credit cards and protects consumers' credit ratings while they are settling disputes.