Sample Letter to Creditor under the Fair Credit
Billing Act
by Lisa Phillips
Copyright RebuildCreditScores 2008.
All Rights Reserved
Your Name
Address
City, State & Zip Code

Date

Sent Via Certified Return Receipt Mail
Creditor's Name
Address
City, State & Zip Code


Re:        Account Number: _____________


To Whom It May Concern:

I am writing to dispute a billing error in the amount of $______on my account. The amount is
inaccurate because (describe the problem). I am requesting the following:

  1. The error be corrected;
  2. Any finance and other charges related to the disputed amount   be credited to my
    account; and
  3. I receive an accurate statement once the error has been corrected.

Enclosed are copies of (use this sentence to describe any enclosed information, such as
sales slips, payment records) supporting my position. Please investigate this matter and
correct the billing error as soon as possible.

Sincerely,

Your name

Enclosures: (List what you are enclosing)

This letter is just a sample, please feel free to modify as needed
 
American Express
Related Topics
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Tips for Disputing Negative information in your Credit Files.

Fair Credit Reporting Act (FRCA)
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Learn the amount of time a creditor can sue you for a debt according to your State.