Prepaid Cards as an Alternative to
a Checking Account
by Lisa Phillips
a Checking Account
by Lisa Phillips
In the event you find yourself with no bank or credit union options,
prepaid debit cards may be the next best thing. If your Chexsystems has
a fraud notation, some of the banks which offer second chance banking
may deny you. Prepaid debit cards offer a lot of the same features
deposit accounts offer, but, without the convenience of check writing.
You can use your prepaid visa or mastercard for direct deposit, bill
payment and even ATM withdrawals. The direct deposit feature of
prepaid cards is great because it saves you money on check cashing
fees. Prepaid cards can even help you rebuild your credit.
Green Dot® Prepaid MasterCard®
Mango™ Prepaid Debit Card - By Horizon Bank
AccountNow® Prepaid Visa®
AccountNow® Prepaid MasterCard®
BuyRIGHT Pre-Paid MasterCard®
Vision Silver(SM) Prepaid MasterCard®
Wired Plastic™ Prepaid Visa® Card
NEXT: More Options
prepaid debit cards may be the next best thing. If your Chexsystems has
a fraud notation, some of the banks which offer second chance banking
may deny you. Prepaid debit cards offer a lot of the same features
deposit accounts offer, but, without the convenience of check writing.
You can use your prepaid visa or mastercard for direct deposit, bill
payment and even ATM withdrawals. The direct deposit feature of
prepaid cards is great because it saves you money on check cashing
fees. Prepaid cards can even help you rebuild your credit.
Green Dot® Prepaid MasterCard®
- FREE $0 Activation Online with NO Credit Check!
- FREE Cash Withdrawals at over 15,000 Participating ATMs
- FREE Online Bill Pay & Direct Deposit
- NO Monthly Fee for Any Month with at Least 30 Purchases
- NO Transaction Fees on US Purchases
- NO Overdraft or Penalty Fees
- NO Minimum Balance Required
- GET $10 with Direct Deposit (see site for restrictions)
Mango™ Prepaid Debit Card - By Horizon Bank
- FREE Prepaid MasterCard
- $0 Activation Fee
- FREE Direct Deposit
- FREE Unlimited Purchase / Signature Transactions
- FREE Account Management Online or With Your Mobile Phone
- FREE to Check Your Balance With Your Mobile Phone
- No Monthly Fee When You Load $500/Month
- Send Money With Your Mobile Phone
- Load Cash at Tens of Thousands of Retailers Nationwide
- No Credit Check, No Bank Account Needed, No Overdraft Fees
AccountNow® Prepaid Visa®
- iAdvance Line of Credit, No Credit Check Needed
- $0 ACTIVATION FEE - When You Load Your Card By Direct
Deposit - 100% Guaranteed Approval*
- FREE Credit Builder
- FREE Online Bill Pay
- NO Overdraft Fees or Minimum Balance Required
- Re-loadable With a $10,000 Balance
AccountNow® Prepaid MasterCard®
- iAdvance Line of Credit, No Credit Check Needed
- $0 ACTIVATION FEE - When You Load Your Card By Direct
Deposit - 100% Guaranteed Approval*
- FREE Credit Builder
- FREE Online Bill Pay
- NO Overdraft Fees or Minimum Balance Required
- Re-loadable With a $10,000 Balance
BuyRIGHT Pre-Paid MasterCard®
- Free Direct Deposit
- On-Time Monthly Payments Reported To at Least One Major
Credit Bureau - Free Account Activity Alerts
- Flexible Fee Structure
- BuyRIGHT Rewards Program
- BuyRIGHT Cash Back Referral Program
Vision Silver(SM) Prepaid MasterCard®
- Perfect Card for Government/Benefits Checks Recipients
- $0 Activation with Rebate*
- 100% Guaranteed Approval*/No Credit Check
- Free Direct Deposit of Your Pay or Government Check
- Free Unlimited Purchase Transactions Anywhere Where
MasterCard Debit Card is Accepted - No Overdraft Fees or Minimum Balances
- Online Checking - Electronic or Paper Checks
Wired Plastic™ Prepaid Visa® Card
- New Card for Convenient Tap-n-Pay Purchases at Merchants
Nationwide - No Bounced Check, NSF and Overdraft Charges EVER!
- FREE Rewards Program - Earn 1 Point for Every $1 Spent,
Redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls - FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Credit Builder with Overdraft Protection
- FREE Mobile & Email Alerts
- FREE Direct Deposit - Eliminate Check Cashing Fees
- Add Cash Instantly at 100,000 Retail Locations Nationwide
NEXT: More Options
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