DownPayment Assistance Programs:
Alabama through Arkansas
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Every State has dowpayment assistance programs. These programs
are designed to assist homebuyers in purchasing a home thereby
increasing home ownership for people who might not ordinarily be
able to afford a home.
Each program may have their own income and eligibility
requirements but primarily the programs are available for first-time
homebuyers or low-income families.
The programs are not usually administered directly through the
State. Instead, they are nonprofit based and handled through a third
party agency. The list below will start you on your search but be
sure to confirm the program is currently available.
Alabama DownPayment Assistance Programs:
Birmingham Down Payment Assistance Program (DPAP) - $4,999
(205) 254-2863
Birmingham NHS Inc Down Payment Assistance Program (DPAP) -
$4,999 - (205) 328-4292
Decatur H.O.M.E. Program (HOME) - $25,000 (256) 351-7755
Tuscaloosa Home Purchase Assistance Program (HPAP) - $5,000
(205) 349-0160
Alaska DownPayment Assistance Programs:
Alaska Interior Regional Housing Authority Tribal Equity Advantage
Program (TEAM) - $30,000 (907) 452-8315
Fairbanks Neighborhood Housing Services, Inc. Homebuyer
Purchase Loan Program (HPLP) - $60,000 (907) 451-7230
Arizona DownPayment Assistance Programs:
Arizona Southwest Housing Foundation Down Payment Gift Program
(GIFT) - $25,000, (480) 926-7206
Flagstaff Affordable Housing Coalition Inc Community Homebuyer
Assistance Program (CHAP) - $10,972 (520) 214-7456
Glendale Los Vecinos Housing Development, Inc. First Time
Homebuyer Program (FTHB) - $40,000 (623) 435-2255
Multi Counties Community Services of Arizona Rural Home Purchase
Assistance Program
(RHAP) - $10,000 - (602) 280-1365
Northern Arizona Council of Government, Rural Home Purchase
Assistance Program (RHAP) - $10,000
Phoenix Community Housing Resources of Arizona (CHRA)
Homeownership Incentive Program (HIP) - $1,500 -
(602) 631-9780
Phoenix Neighborhood Housing Services of Phoenix
Down Payment Closing Cost Assistance Program - $2,500 -
(602) 258-1659
Phoenix Valley-Corp Down Payment Assistance Program (DAP) -
$7,000 - (602) 247-4764
Resource Wells Homebuyer Assistance Gift (GIFT) - $2,000
(520) 318-0993
Pima County Family Housing Resources Homebuyer Assistance
Project (HAP) - $2,500
Pima County Pima Gold Home Program - $2,000 - (520) 882-0018
San Luis Comite de Bien Estar Inc Forgivable Loan Gap Financing
Program (FLGF) - $25,000
Southern Arizona Government Organization, Rural Home Purchase
Assistance Program (RHAP) - $10,000 -
(520) 432-5301
Tempe Community Assisted Mortgage Program - $17,500 -
(480) 350-8961
Tucson Chicanos Por La Causa HOME Investment Partnership
Program (HIPP) - $30,000
Tucson TMM Family Services Inc HOME Funds Grant Program
(HOME) - $20,000
Tucson TMM Family Services Inc. Federal Home Loan
Bank of San Francisco Affordable Housing Program Home
Ownership Opportunities II (AHP) - $17,000 - (520) 322-9557
Tucson TMM Family Services Inc. First Time Home Buyer Grant
Program (GRANT) - $2,000 - (520) 322-9557
Yuma County Housing America Corporation Rural Home Purchase
Assistance Program (RHAP) - $10,000
Arkansas DownPayment Assistance Programs:
Jacksonville Homebuyers Assistance Grant (HAG) Program - $3,000
(501) 982-0026