The housing market looks bleak, with foreclosures on the rise, banks
and lenders making it more difficult to get a mortgage loan and the
price of homes dropping daily.
On the upside, home buyers have an opportunity to take advantage of
the housing market and your State may have a downpayment
assistance program to help pay for closing costs and even home
improvements.
The income requirements, eligibility and qualifications may differ from
program to program. This list is brief and your State's website may
have more resources.
Delaware DownPayment Assistance Programs:
Delaware First State Community Loan Fund Delawareans Save IDA
Program (IDA) - $1,500 (302) 652-6774
Dover First Start Home Ownership Down Payment and Settlement
Assistance Program - $10,000 (302) 736-7175
New Castle County Down Payment Settlement Program (DPS) - $4,000
(302) 395-5602
Florida DownPayment Assistance Programs:
Alachula County State Housing Initiatives Partnership Program (SHIP) -
$9,500 (352) 374-5249
Baker County- State Housing Initiatives Partnership (SHIP) - $5,000
(904) 259-3613
Bay County State Housing Initiatives Partnership Program (SHIP) -
$15,660 (850) 234-6358
Boca Raton State Housing Initiatives Partnership Homebuyer
Assistance Program (SHIP) - $40,000 (561) 393-7758
Bonita Springs Area Housing Development Corporation- SHIP Down
Payment Closing Cost Assistance (SHIP) $15,000 (239) 652-7938
Bradenton Housing Assistance Program (HAP) - $4,000
(941) 714-7509
Brevard County First Time Home Buyer Program $12,500
(321) 633-2075
Cape Coral Down Payment Assistance Program (DPAP) - $4,500
(239) 573-1222
Citrus County SHIP Down Payment Closing Costs Assistance Program
(DCCAP) - $5,500 - (352) 527-5377
Clearwater Down Payment/Closing Cost Assistance Program (DPCCA)
$15,000 - (727) 562-4030
Columbia County State Housing Initiatives Partnership Program
(SHIP) - $10,000 - (386) 362-4115
Deltona SHIP Purchase Assistance Program $22,000 - (386) 561-2200
DeSoto County State Housing Initiative Program (SHIP) - $5,000
(863) 993-4858
Escambia County- SHIP Affordable Housing Initiative Program New
Construction (AHIP) - $15,000 (850) 458-0464
Flagler County State Housing Initiatives Partnership Program
(SHIP) - $10,000 (386) 437-7484
Gainesville Central Florida Community Action Agency, Inc.
HOME Purchase Deferred Grant Assistance - Program
(HOME) $40,000 - (352) 373-7667
Gainesville Neighborhood Housing & Development Corporation
(NHDC) HOME Subsidy Program (HSP) - $10,000 - (352) 380-9112
Gainesville SHIP Down Payment Assistance Program (SHIP) - $3,500
(352) 334-5026
Hardee County, State Housing Initiatives Partnership Home
Ownership Assistance Program (SHIP) - $5,000 - (863) 773-6349
Hendry County State Housing Initiative Partnership Program
(SHIP) - $15,000 - (863) 675-5297
Hernando County SHIP Down Payment Assistance Program
(DPAP) - $12,500 - (352) 754-4160
Hillsborough County Heritage Housing Inc First Time Homebuyer
Program (FTHP) - $5,000 (813) 961-5990
Hillsborough County Housing & Education Alliance First Time
Homebuyers Program $5,000 - (813) 744-5557
Hillsborough County Housing & Education Alliance First Time
Homebuyers Program $15,000 - (813) 744-5557
Hillsborough County Tampa Bay CDC Assistance Program
(AP) Hillsborough County Hillsborough County - $5,000 (813) 744-5557
Lakeland Keystone Challenge Fund Inc State Housing Initiatives
Partnership Program (SHIP) - $30,791 - (863) 682-1025
Lee County SHIP Down Payment/Closing Cost Assistance $15,000
(239) 652-7938
Levy County SHIP Purchase Assistance (SHIP) - $20,000
(352) 486-5268
Manatee County Infill Assistance Program - (941) 749-3030
Manatee County SHIP Down Payment & Closing Cost Assistance
Program (DAP) - $15,000 (941) 749-3030
Melbourne Purchase Assistance Program (PAP) - $12,670
(321) 253-0053
Monroe County First Time Homebuyer Program (SHIP) - $36,000
(305) 292-1221
Multi County Autographed Book Give-Away for Inner City Youth Inc
Affordable Housing Program - $25,000 - (407) 426-8597
Multi County Clearwater Neighborhood Housing Services, Inc.
Down Payment Assistance Program (DPAP) - $8,000 - (727) 442-4155
Okaloosa County Okaloosa Community Development Corporation
Down Payment Closing Cost Assistance Program $10,000
(850) 651-7376
Okeechobee County State Housing Initiatives Partnership Program
(SHIP) - $25,000 - (863) 763-6731
Orange County Down Payment Assistance Program (DPAP) - $10,000
(407) 836-4240
Orlando Down Payment Assistance Program (DAP) - $10,000
(407) 246-2708
Osceola County State Housing Initiatives Partnership Housing
Assistance Program (SHIP) - $10,000 (407) 343-3105
Palm Bay Down Payment Assistance Program (DPAP) - $7,853
(321) 409-8181
Palm Beach County Hardship "B" Second Mortgage Subsidy Program
(SMS) - $17,500 - (561) 233-3650
Pasco County Homebuyer Assistance Program (HAP) - $9,250
(813) 847-8970
Pinellas County Tampa Bay Community Development Corporation
Homeownership Assistance Program (HAP) - $7,000.00
(727) 442-7075
Polk County Keystone Challenge Fund Inc State Housing Initiatives
Partnership Program (SHIP) - $29,291 - (863) 682-1025
Santa Rosa County SHIP Deferred Program Loan $5,000
(850) 595-8910
Sarasota County Down Payment Assistance Program (DPAP) - $6,000
(941) 951-3640
St. Cloud Deer Creek Subdivision Affordable Housing Program
(AHP) - $25000 - (850) 488-4197
St. Cloud Deer Creek Subdivision HOME Ownership Program (HOME)
- 25000 (850) 488-4197
St. Petersburg Hope VI Program (HVI) - $25,000 (727) 893-7615
St. Petersburg W.I.N Homebuyers Down Payment & Closing Cost
Assistance Program (WIN) - $14,000 - (727) 893-7247
Tampa Deferred Payment Loan (DPL) - $29,900 (813) 274-7977
Union County Suwannee River Economic Council Inc SHIP Program
(SHIP) - $12,000 - (386) 362-4115
Volusia County State Housing Initiatives Partnership Down Payment
Assistance Program (SHIP) - $27,000 - (386) 736-5955
Georgia DownPayment Assistance Programs:
Atlanta Consumer Mortgage Counseling Service Down Payment
Assistance Program Grant (DPAP) - Max 5% (770) 455-1770
Charlton County Community Home Investment Program (CHIP) Down
Payment and Closing Cost Assistance - $10,000 - (912) 496-2549
Clarke County Housing & Economic Leadership Partners Inc
Direct Homeownership Assistance Program - $7,000 - (706) 549-5200
Georgia Housing Yes Inc Helping Hands Program (GIFT) - $8,830
(678) 937-0432
Hall County Down Payment Assistance Program (DPAP) - $2,000
(770) 297-1800
Multi Counties United Way of Metropolitan Atlanta IDA Program (IDA) -
$5,250 - (404) 527-3549
Savannah Dream Maker 1 - City Wide (DM1) - $4,000
(912) 651-6926
Savannah Dream Maker 2 - Target Neighborhood (DM2) - $8,000
(912) 651-6926
Savannah Dream Maker 3 - Infill Housing Neighborhood Street and
Block Revitalization Projects (DM3) - $50,000 - (912) 651-6926
Hawaii DownPayment Assistance Programs:
Honolulu County Ewa Villages Down Payment Loan Program
(DPL) - $60,000 (800) 523-4207
and lenders making it more difficult to get a mortgage loan and the
price of homes dropping daily.
On the upside, home buyers have an opportunity to take advantage of
the housing market and your State may have a downpayment
assistance program to help pay for closing costs and even home
improvements.
The income requirements, eligibility and qualifications may differ from
program to program. This list is brief and your State's website may
have more resources.
Delaware DownPayment Assistance Programs:
Delaware First State Community Loan Fund Delawareans Save IDA
Program (IDA) - $1,500 (302) 652-6774
Dover First Start Home Ownership Down Payment and Settlement
Assistance Program - $10,000 (302) 736-7175
New Castle County Down Payment Settlement Program (DPS) - $4,000
(302) 395-5602
Florida DownPayment Assistance Programs:
Alachula County State Housing Initiatives Partnership Program (SHIP) -
$9,500 (352) 374-5249
Baker County- State Housing Initiatives Partnership (SHIP) - $5,000
(904) 259-3613
Bay County State Housing Initiatives Partnership Program (SHIP) -
$15,660 (850) 234-6358
Boca Raton State Housing Initiatives Partnership Homebuyer
Assistance Program (SHIP) - $40,000 (561) 393-7758
Bonita Springs Area Housing Development Corporation- SHIP Down
Payment Closing Cost Assistance (SHIP) $15,000 (239) 652-7938
Bradenton Housing Assistance Program (HAP) - $4,000
(941) 714-7509
Brevard County First Time Home Buyer Program $12,500
(321) 633-2075
Cape Coral Down Payment Assistance Program (DPAP) - $4,500
(239) 573-1222
Citrus County SHIP Down Payment Closing Costs Assistance Program
(DCCAP) - $5,500 - (352) 527-5377
Clearwater Down Payment/Closing Cost Assistance Program (DPCCA)
$15,000 - (727) 562-4030
Columbia County State Housing Initiatives Partnership Program
(SHIP) - $10,000 - (386) 362-4115
Deltona SHIP Purchase Assistance Program $22,000 - (386) 561-2200
DeSoto County State Housing Initiative Program (SHIP) - $5,000
(863) 993-4858
Escambia County- SHIP Affordable Housing Initiative Program New
Construction (AHIP) - $15,000 (850) 458-0464
Flagler County State Housing Initiatives Partnership Program
(SHIP) - $10,000 (386) 437-7484
Gainesville Central Florida Community Action Agency, Inc.
HOME Purchase Deferred Grant Assistance - Program
(HOME) $40,000 - (352) 373-7667
Gainesville Neighborhood Housing & Development Corporation
(NHDC) HOME Subsidy Program (HSP) - $10,000 - (352) 380-9112
Gainesville SHIP Down Payment Assistance Program (SHIP) - $3,500
(352) 334-5026
Hardee County, State Housing Initiatives Partnership Home
Ownership Assistance Program (SHIP) - $5,000 - (863) 773-6349
Hendry County State Housing Initiative Partnership Program
(SHIP) - $15,000 - (863) 675-5297
Hernando County SHIP Down Payment Assistance Program
(DPAP) - $12,500 - (352) 754-4160
Hillsborough County Heritage Housing Inc First Time Homebuyer
Program (FTHP) - $5,000 (813) 961-5990
Hillsborough County Housing & Education Alliance First Time
Homebuyers Program $5,000 - (813) 744-5557
Hillsborough County Housing & Education Alliance First Time
Homebuyers Program $15,000 - (813) 744-5557
Hillsborough County Tampa Bay CDC Assistance Program
(AP) Hillsborough County Hillsborough County - $5,000 (813) 744-5557
Lakeland Keystone Challenge Fund Inc State Housing Initiatives
Partnership Program (SHIP) - $30,791 - (863) 682-1025
Lee County SHIP Down Payment/Closing Cost Assistance $15,000
(239) 652-7938
Levy County SHIP Purchase Assistance (SHIP) - $20,000
(352) 486-5268
Manatee County Infill Assistance Program - (941) 749-3030
Manatee County SHIP Down Payment & Closing Cost Assistance
Program (DAP) - $15,000 (941) 749-3030
Melbourne Purchase Assistance Program (PAP) - $12,670
(321) 253-0053
Monroe County First Time Homebuyer Program (SHIP) - $36,000
(305) 292-1221
Multi County Autographed Book Give-Away for Inner City Youth Inc
Affordable Housing Program - $25,000 - (407) 426-8597
Multi County Clearwater Neighborhood Housing Services, Inc.
Down Payment Assistance Program (DPAP) - $8,000 - (727) 442-4155
Okaloosa County Okaloosa Community Development Corporation
Down Payment Closing Cost Assistance Program $10,000
(850) 651-7376
Okeechobee County State Housing Initiatives Partnership Program
(SHIP) - $25,000 - (863) 763-6731
Orange County Down Payment Assistance Program (DPAP) - $10,000
(407) 836-4240
Orlando Down Payment Assistance Program (DAP) - $10,000
(407) 246-2708
Osceola County State Housing Initiatives Partnership Housing
Assistance Program (SHIP) - $10,000 (407) 343-3105
Palm Bay Down Payment Assistance Program (DPAP) - $7,853
(321) 409-8181
Palm Beach County Hardship "B" Second Mortgage Subsidy Program
(SMS) - $17,500 - (561) 233-3650
Pasco County Homebuyer Assistance Program (HAP) - $9,250
(813) 847-8970
Pinellas County Tampa Bay Community Development Corporation
Homeownership Assistance Program (HAP) - $7,000.00
(727) 442-7075
Polk County Keystone Challenge Fund Inc State Housing Initiatives
Partnership Program (SHIP) - $29,291 - (863) 682-1025
Santa Rosa County SHIP Deferred Program Loan $5,000
(850) 595-8910
Sarasota County Down Payment Assistance Program (DPAP) - $6,000
(941) 951-3640
St. Cloud Deer Creek Subdivision Affordable Housing Program
(AHP) - $25000 - (850) 488-4197
St. Cloud Deer Creek Subdivision HOME Ownership Program (HOME)
- 25000 (850) 488-4197
St. Petersburg Hope VI Program (HVI) - $25,000 (727) 893-7615
St. Petersburg W.I.N Homebuyers Down Payment & Closing Cost
Assistance Program (WIN) - $14,000 - (727) 893-7247
Tampa Deferred Payment Loan (DPL) - $29,900 (813) 274-7977
Union County Suwannee River Economic Council Inc SHIP Program
(SHIP) - $12,000 - (386) 362-4115
Volusia County State Housing Initiatives Partnership Down Payment
Assistance Program (SHIP) - $27,000 - (386) 736-5955
Georgia DownPayment Assistance Programs:
Atlanta Consumer Mortgage Counseling Service Down Payment
Assistance Program Grant (DPAP) - Max 5% (770) 455-1770
Charlton County Community Home Investment Program (CHIP) Down
Payment and Closing Cost Assistance - $10,000 - (912) 496-2549
Clarke County Housing & Economic Leadership Partners Inc
Direct Homeownership Assistance Program - $7,000 - (706) 549-5200
Georgia Housing Yes Inc Helping Hands Program (GIFT) - $8,830
(678) 937-0432
Hall County Down Payment Assistance Program (DPAP) - $2,000
(770) 297-1800
Multi Counties United Way of Metropolitan Atlanta IDA Program (IDA) -
$5,250 - (404) 527-3549
Savannah Dream Maker 1 - City Wide (DM1) - $4,000
(912) 651-6926
Savannah Dream Maker 2 - Target Neighborhood (DM2) - $8,000
(912) 651-6926
Savannah Dream Maker 3 - Infill Housing Neighborhood Street and
Block Revitalization Projects (DM3) - $50,000 - (912) 651-6926
Hawaii DownPayment Assistance Programs:
Honolulu County Ewa Villages Down Payment Loan Program
(DPL) - $60,000 (800) 523-4207
| Copyright RebuildCreditScores 2010 All Rights Reserved |
Links
DownPayment Assistance Programs:
Delaware through Hawaii
by www.rebuildcreditscores.com
Delaware through Hawaii
by www.rebuildcreditscores.com
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