Downpayment assistance programs serve a wonderful purpose in
helping promote home ownership for people who might not otherwise
be able to afford a home. For the most part there are really great
programs available but you have to be careful and watch out for the
ones not so legitimate.
Below is a limited list of nonprofit programs. Your State's website may
contain more resources. Whatever program you decide to pursue,
make sure they belong to the Home Gift Providers Association (HGPA).
Members of this organization adhere to a set of standards and
practices. Keep in mind some programs may or may not currently exist
due to availability of funding.
North Carolina DownPayment Assistance Programs:
Asheville Neighborhood Housing Services, Inc. of Asheville Single
Family New Construction Program (SFNC) - $25,000 (828) 251-5054
Cumberland County First Time Homebuyers Program (FTHB) -
$25,000 - (910) 323-6112
Durham First Time Homebuyers Program (FTHP) - $20,000
(919) 560-4570
Gaston County Homebuyers Assistance Program
Greensboro Affordable Home Loan Initiative Program (GAHLI) - $5,500
(336) 373-4146
Hickory 1st Time Homebuyers Program (FTHB) - 10,000
(828) 323-7414
High Point Homeownership Assistance Program (HAP) - $10,000
(336) 883-3347
Iredell Statesville Housing Authority HOME Program Funds
$15,000 - (704) 872-9811
Orange County HOME Down Payment Assistance Program $25,000
(919) 644-3056
Pasquotank County, Community Homebuyers Assistance Program
(HAP) - $3,000 - (252) 335-3702
Wilson County Affordable Home Ownership Program - $5,000
(252) 399-2230
North Dakota DownPayment Assistance Programs:
Fargo First Time Home Buyer Grants Program (HAP) - $3,500
(701) 297-7783
Grand Forks Affordable In-Fill Program (DAP) - $49,999
(701) 746-2545
Grand Forks American Dream Program Down Payment And Closing
Cost Gift Assistance (DCA) - $5,000 - (701) 746-2545
Grand Forks Home Ownership Assistance Program (HOAP) - $13,000
(701) 746-2545
Mulit-Counties Lewis and Clark Community Works Dream Fund
Affordability Gap Program (DFAG) - $100,000 - (701) 255-4591
Ohio DownPayment Assistance Programs:
Ashtabula County Community Housing Improvement First Time
Homebuyers Assistance Program (FTHB) - 6,000 - (440) 576-3853
Athens Home Ownership Made Easier Program (HOME) - $10,000
(740) 592-3342
Cincinnati Metropolitan Housing Authority Hope VI Subsidy
$112,275 - (513) 977-5729
Cincinnati The Home Ownership Center of Greater Cincinnati Inc
Empowerment Zone Down Payment - Assistance Program (DAP)
$2,500 - (513) 961-2800
Cleveland Neighborhood Housing Services of Cleveland Inc Down
Payment Closing Cost Assistance Loan - (DPCCAL) $25,000
(216) 361-0516
Cleveland, Action to Support Housing Second Mortgage Assistance
Program (SMAP) - $20,000 - (216) 621-7350
Columbus School District Columbus Neighborhood Housing Services
Inc. Down Payment Assistance - Program (DAP) $2,000 (614)
224-3603
Dayton Citywide Building Finance Corporation Neighborhood Lending
Down Payment Assistance Program - (NLDPAP) $3,000 (937)
226-0457
East Cleveland Home Ownership Program (HOP) - $3,700 (216)
681-2404
Franklin County Columbus Housing Partnership Down Payment
Assistance Program - $3,000 (614) 221-8889 Franklin County Down
Payment Assistance Program (DPAP) - $5,000 - (614) 221-8889
Hamilton County Greater Cincinnati Mortgage Counseling Service
American Dream Accounts Programs - (ADAP) $2,500
(513) 948-8820
Hamilton County HOME Program (HCHP) - $25,000 - (513) 946-4481
Hancock County First Time Home Buyer Grants Program $6,000
(419) 424-7094
Kettering First Time Homebuyers Program (FTHP) - $2,500 (937)
296-2401
Lancaster Homebuyer Acquisition Assistance Program
(HAAP) - $5,000 - (740) 687-6663
Madison County Community Housing Improvement Program (CHIP) -
$33,000 - (614) 445-8373
Mansfield Homebuyer Assistance Program (HAP) - $10,000
(419) 755-9793
Massillon Homebuyers Assistance Program (HAP) - $6,250
(330) 830-1717
Montgomery County - County Corp Lease Purchase Program (LPP) -
$5,000 - (937) 225-6328
Montgomery County - County Corp. Down Payment Plus Program
(DPP) - $2,500 - (937) 225-6328
Morgan / Washington Counties Community Housing Improvement
Program (CHIP) - $4,000 - (740) 373-6623
Multi Counties Better Housing League of Greater Cincinnati/Ohio Trust
Fund Gift Program (GIFT) - $2,000 - (513) 721-6855
Multi Counties Rural Opportunities Inc First Time Homebuyer Program
(FTHP) - $2,500 - (330) 821-4740
Multi County Greater Cincinnati Mortgage Counseling Service Down
Payment Assistance Program (DAP) - $2,000 - (513) 948-8820
Ohio North Fairmont Community Center Grant Program - $1,000
(513) 921-5842
Ohio Three Rivers Housing Corporation Down Payment Assistance
Program (DAP) - $40,000 - (740) 797-7139
Shaker Heights Neighborhood Revitalization Department Funds for the
Future of Shaker Heights Program (FFF) $12,000
(216) 491-1330
Sidney Community Housing and Improvement Program (CHIP) - $5,700
(419) 352-7537
Springfield Home Purchase & Rehabilitation Incentive Program
$25,000 - (937) 324-7368
Springfield Redevelopment Corp. Down Payment Assistance Program
$3,000 - (937) 322-4623
Van Wert County Homebuyer Assistance Program - $6,600
(419) 238-4544
Warren County First Time Homebuyers Assistance - Deferred Loan
Program (DLP) - $55,000 - (513) 695-1259
Youngstown Homebuyer Program (HP) - $3,000 - (330) 744-0854
Oklahoma DownPayment Assistance Programs:
Grady County Homebuyer Assistance Program (HAP) - $12,500
(405) 224-5211
Lawton Homebuyers Assistance Program (HAP) - $40,000
(580) 581-3347
Midwest City Homebuyers Assistance Program (HAP) - Multi Counties
Community Action Resource & Development (CARD) Opportunity to
Own Assistance Program (OAP) -$25,000 - (918) 341-5000
Multi Counties Ki Bois Community Action Foundation Inc Home Buyer
Program (HBP) - $7,500 - (918) 967-9050
Multi County Community Action Project of Tulsa County Inc. First Time
Home Buyers Program (FTHP) - $7,000 - (918) 382-3241
Oklahoma City Down Payment/Closing Cost Program (DPCC) - $3,500
(405) 297-2904
Oklahoma Community Action Agency of Oklahoma City and
Oklahoma/Canadian Counties Inc Home Buyer - Program (HBP)
$6,600 - (405) 232-0199
Oklahoma Housing Authority of the Peoria Tribe of Indians of
Oklahoma Down Payment Assistance - Program (DAP) $20,000
(918) 542-1873
Tulsa Housing Partners of Tulsa, Inc. First Time Homebuyers Program
(FTHP) - $2,000 - (918) 581-5907
Oregon DownPayment Assistance Programs:
Clackamas County Homeowner Assistance Program (CHAP) - $10,000
(503) 655-8591
Corvallis First Time Home Buyer Program (FTHP) - $6,000
(541) 766-6944
Eugene Homebuyer Assistance Program (HAP) - $4,000
(541) 682-5529
Portland Housing Center Closing Cost Assistance (CAP) - $10,000
(503) 282-7744
Portland Housing Center Mortgage Assistance Program 20 Targeted
(MAP 20T) and City Wide (MAP 20C) - $50,000 - (503) 282-7744
Portland Shared Appreciation Mortgage Program (SAM) - $30,000
(503) 823-3401
Salem Deferred Payment Loan (DPL) - $10,000 - (503) 588-6173
Springfield Home Ownership Program (SHOP) - $4,000
(541) 726-3799
helping promote home ownership for people who might not otherwise
be able to afford a home. For the most part there are really great
programs available but you have to be careful and watch out for the
ones not so legitimate.
Below is a limited list of nonprofit programs. Your State's website may
contain more resources. Whatever program you decide to pursue,
make sure they belong to the Home Gift Providers Association (HGPA).
Members of this organization adhere to a set of standards and
practices. Keep in mind some programs may or may not currently exist
due to availability of funding.
North Carolina DownPayment Assistance Programs:
Asheville Neighborhood Housing Services, Inc. of Asheville Single
Family New Construction Program (SFNC) - $25,000 (828) 251-5054
Cumberland County First Time Homebuyers Program (FTHB) -
$25,000 - (910) 323-6112
Durham First Time Homebuyers Program (FTHP) - $20,000
(919) 560-4570
Gaston County Homebuyers Assistance Program
Greensboro Affordable Home Loan Initiative Program (GAHLI) - $5,500
(336) 373-4146
Hickory 1st Time Homebuyers Program (FTHB) - 10,000
(828) 323-7414
High Point Homeownership Assistance Program (HAP) - $10,000
(336) 883-3347
Iredell Statesville Housing Authority HOME Program Funds
$15,000 - (704) 872-9811
Orange County HOME Down Payment Assistance Program $25,000
(919) 644-3056
Pasquotank County, Community Homebuyers Assistance Program
(HAP) - $3,000 - (252) 335-3702
Wilson County Affordable Home Ownership Program - $5,000
(252) 399-2230
North Dakota DownPayment Assistance Programs:
Fargo First Time Home Buyer Grants Program (HAP) - $3,500
(701) 297-7783
Grand Forks Affordable In-Fill Program (DAP) - $49,999
(701) 746-2545
Grand Forks American Dream Program Down Payment And Closing
Cost Gift Assistance (DCA) - $5,000 - (701) 746-2545
Grand Forks Home Ownership Assistance Program (HOAP) - $13,000
(701) 746-2545
Mulit-Counties Lewis and Clark Community Works Dream Fund
Affordability Gap Program (DFAG) - $100,000 - (701) 255-4591
Ohio DownPayment Assistance Programs:
Ashtabula County Community Housing Improvement First Time
Homebuyers Assistance Program (FTHB) - 6,000 - (440) 576-3853
Athens Home Ownership Made Easier Program (HOME) - $10,000
(740) 592-3342
Cincinnati Metropolitan Housing Authority Hope VI Subsidy
$112,275 - (513) 977-5729
Cincinnati The Home Ownership Center of Greater Cincinnati Inc
Empowerment Zone Down Payment - Assistance Program (DAP)
$2,500 - (513) 961-2800
Cleveland Neighborhood Housing Services of Cleveland Inc Down
Payment Closing Cost Assistance Loan - (DPCCAL) $25,000
(216) 361-0516
Cleveland, Action to Support Housing Second Mortgage Assistance
Program (SMAP) - $20,000 - (216) 621-7350
Columbus School District Columbus Neighborhood Housing Services
Inc. Down Payment Assistance - Program (DAP) $2,000 (614)
224-3603
Dayton Citywide Building Finance Corporation Neighborhood Lending
Down Payment Assistance Program - (NLDPAP) $3,000 (937)
226-0457
East Cleveland Home Ownership Program (HOP) - $3,700 (216)
681-2404
Franklin County Columbus Housing Partnership Down Payment
Assistance Program - $3,000 (614) 221-8889 Franklin County Down
Payment Assistance Program (DPAP) - $5,000 - (614) 221-8889
Hamilton County Greater Cincinnati Mortgage Counseling Service
American Dream Accounts Programs - (ADAP) $2,500
(513) 948-8820
Hamilton County HOME Program (HCHP) - $25,000 - (513) 946-4481
Hancock County First Time Home Buyer Grants Program $6,000
(419) 424-7094
Kettering First Time Homebuyers Program (FTHP) - $2,500 (937)
296-2401
Lancaster Homebuyer Acquisition Assistance Program
(HAAP) - $5,000 - (740) 687-6663
Madison County Community Housing Improvement Program (CHIP) -
$33,000 - (614) 445-8373
Mansfield Homebuyer Assistance Program (HAP) - $10,000
(419) 755-9793
Massillon Homebuyers Assistance Program (HAP) - $6,250
(330) 830-1717
Montgomery County - County Corp Lease Purchase Program (LPP) -
$5,000 - (937) 225-6328
Montgomery County - County Corp. Down Payment Plus Program
(DPP) - $2,500 - (937) 225-6328
Morgan / Washington Counties Community Housing Improvement
Program (CHIP) - $4,000 - (740) 373-6623
Multi Counties Better Housing League of Greater Cincinnati/Ohio Trust
Fund Gift Program (GIFT) - $2,000 - (513) 721-6855
Multi Counties Rural Opportunities Inc First Time Homebuyer Program
(FTHP) - $2,500 - (330) 821-4740
Multi County Greater Cincinnati Mortgage Counseling Service Down
Payment Assistance Program (DAP) - $2,000 - (513) 948-8820
Ohio North Fairmont Community Center Grant Program - $1,000
(513) 921-5842
Ohio Three Rivers Housing Corporation Down Payment Assistance
Program (DAP) - $40,000 - (740) 797-7139
Shaker Heights Neighborhood Revitalization Department Funds for the
Future of Shaker Heights Program (FFF) $12,000
(216) 491-1330
Sidney Community Housing and Improvement Program (CHIP) - $5,700
(419) 352-7537
Springfield Home Purchase & Rehabilitation Incentive Program
$25,000 - (937) 324-7368
Springfield Redevelopment Corp. Down Payment Assistance Program
$3,000 - (937) 322-4623
Van Wert County Homebuyer Assistance Program - $6,600
(419) 238-4544
Warren County First Time Homebuyers Assistance - Deferred Loan
Program (DLP) - $55,000 - (513) 695-1259
Youngstown Homebuyer Program (HP) - $3,000 - (330) 744-0854
Oklahoma DownPayment Assistance Programs:
Grady County Homebuyer Assistance Program (HAP) - $12,500
(405) 224-5211
Lawton Homebuyers Assistance Program (HAP) - $40,000
(580) 581-3347
Midwest City Homebuyers Assistance Program (HAP) - Multi Counties
Community Action Resource & Development (CARD) Opportunity to
Own Assistance Program (OAP) -$25,000 - (918) 341-5000
Multi Counties Ki Bois Community Action Foundation Inc Home Buyer
Program (HBP) - $7,500 - (918) 967-9050
Multi County Community Action Project of Tulsa County Inc. First Time
Home Buyers Program (FTHP) - $7,000 - (918) 382-3241
Oklahoma City Down Payment/Closing Cost Program (DPCC) - $3,500
(405) 297-2904
Oklahoma Community Action Agency of Oklahoma City and
Oklahoma/Canadian Counties Inc Home Buyer - Program (HBP)
$6,600 - (405) 232-0199
Oklahoma Housing Authority of the Peoria Tribe of Indians of
Oklahoma Down Payment Assistance - Program (DAP) $20,000
(918) 542-1873
Tulsa Housing Partners of Tulsa, Inc. First Time Homebuyers Program
(FTHP) - $2,000 - (918) 581-5907
Oregon DownPayment Assistance Programs:
Clackamas County Homeowner Assistance Program (CHAP) - $10,000
(503) 655-8591
Corvallis First Time Home Buyer Program (FTHP) - $6,000
(541) 766-6944
Eugene Homebuyer Assistance Program (HAP) - $4,000
(541) 682-5529
Portland Housing Center Closing Cost Assistance (CAP) - $10,000
(503) 282-7744
Portland Housing Center Mortgage Assistance Program 20 Targeted
(MAP 20T) and City Wide (MAP 20C) - $50,000 - (503) 282-7744
Portland Shared Appreciation Mortgage Program (SAM) - $30,000
(503) 823-3401
Salem Deferred Payment Loan (DPL) - $10,000 - (503) 588-6173
Springfield Home Ownership Program (SHOP) - $4,000
(541) 726-3799
| Copyright RebuildCreditScores 2010. All Rights Reserved |
Links
DownPayment Assistance Programs:
North Carolina through Oregon
by www.rebuildcreditscores.com
North Carolina through Oregon
by www.rebuildcreditscores.com
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