North Carolina DownPayment Assistance Programs:
Asheville Neighborhood Housing Services, Inc. of Asheville Single Family New Construction
Program (SFNC) - $25,000 (828) 251-5054
Cumberland County First Time Homebuyers Program (FTHB) - $25,000 (910) 323-6112
Durham First Time Homebuyers Program (FTHP) - $20,000 (919) 560-4570
Gaston County Homebuyers Assistance Program
Greensboro Affordable Home Loan Initiative Program (GAHLI) - $5,500 (336) 373-4146
Hickory 1st Time Homebuyers Program (FTHB) - 10,000. (828) 323-7414
High Point Homeownership Assistance Program (HAP) - $10,000 (336) 883-3347
Iredell Statesville Housing Authority HOME Program Funds
$15,000 (704) 872-9811
Orange County HOME Down Payment Assistance Program $25,000 (919) 644-3056
Pasquotank County, Community Homebuyers Assistance Program
(HAP) - $3,000 (252) 335-3702
Wilson County Affordable Home Ownership Program - $5,000 (252) 399-2230
North Dakota DownPayment Assistance Programs:
Fargo First Time Home Buyer Grants Program (HAP) - $3,500 (701) 297-7783
Grand Forks Affordable In-Fill Program (DAP) - $49,999 (701) 746-2545
Grand Forks American Dream Program Down Payment And Closing Cost Gift Assistance (DCA) -
$5,000 (701) 746-2545
Grand Forks Home Ownership Assistance Program (HOAP) - $13,000 (701) 746-2545
Mulit-Counties Lewis and Clark Community Works Dream Fund Affordability Gap Program
(DFAG) - $100,000 (701) 255-4591
Ohio DownPayment Assistance Programs:
Ashtabula County Community Housing Improvement First Time Homebuyers Assistance Program
(FTHB) - 6,000. (440) 576-3853
Athens Home Ownership Made Easier Program (HOME) - $10,000 (740) 592-3342
Cincinnati Metropolitan Housing Authority Hope VI Subsidy
$112,275 (513) 977-5729
Cincinnati The Home Ownership Center of Greater Cincinnati Inc Empowerment Zone Down
Payment - Assistance Program (DAP) $2,500 (513) 961-2800
Cleveland Neighborhood Housing Services of Cleveland Inc Down Payment Closing Cost
Assistance Loan - (DPCCAL) $25,000 (216) 361-0516
Cleveland, Action to Support Housing Second Mortgage Assistance Program (SMAP) - $20,000
(216) 621-7350
Columbus School District Columbus Neighborhood Housing Services Inc. Down Payment
Assistance - Program (DAP) $2,000 (614) 224-3603
Dayton Citywide Building Finance Corporation Neighborhood Lending Down Payment Assistance
Program - (NLDPAP) $3,000 (937) 226-0457
East Cleveland Home Ownership Program (HOP) - $3,700 (216) 681-2404
Franklin County Columbus Housing Partnership Down Payment Assistance Program - $3,000
(614) 221-8889 Franklin County Down Payment Assistance Program (DPAP) - $5,000 (614)
221-8889
Hamilton County Greater Cincinnati Mortgage Counseling Service American Dream Accounts
Programs - (ADAP) $2,500 (513) 948-8820
Hamilton County HOME Program (HCHP) - $25,000 (513) 946-4481
Hancock County First Time Home Buyer Grants Program $6,000 (419) 424-7094
Kettering First Time Homebuyers Program (FTHP) - $2,500 (937) 296-2401
Lancaster Homebuyer Acquisition Assistance Program
(HAAP) - $5,000 (740) 687-6663
Madison County Community Housing Improvement Program (CHIP) - $33,000 (614) 445-8373
Mansfield Homebuyer Assistance Program (HAP) - $10,000 (419) 755-9793
Massillon Homebuyers Assistance Program (HAP) - $6,250 (330) 830-1717
Montgomery County - County Corp Lease Purchase Program (LPP) - $5,000 (937) 225-6328
Montgomery County - County Corp. Down Payment Plus Program (DPP) - $2,500 (937) 225-6328
Morgan / Washington Counties Community Housing Improvement Program (CHIP) - $4,000 (740)
373-6623
Multi Counties Better Housing League of Greater Cincinnati/Ohio Trust Fund Gift Program (GIFT)
- $2,000 (513) 721-6855
Multi Counties Rural Opportunities Inc First Time Homebuyer Program
(FTHP) - $2,500 (330) 821-4740
Multi County Greater Cincinnati Mortgage Counseling Service Down Payment Assistance
Program (DAP) - $2,000 (513) 948-8820
Ohio North Fairmont Community Center Grant Program - $1,000 (513) 921-5842
Ohio Three Rivers Housing Corporation Down Payment Assistance Program (DAP) -
$40,000 (740) 797-7139
Shaker Heights Neighborhood Revitalization Department Funds for the Future of Shaker Heights
Program (FFF) $12,000 (216) 491-1330
Sidney Community Housing and Improvement Program (CHIP) - $5,700 (419) 352-7537
Springfield Home Purchase & Rehabilitation Incentive Program $25,000 (937) 324-7368
Springfield Redevelopment Corp. Down Payment Assistance Program $3,000 (937) 322-4623
Van Wert County Homebuyer Assistance Program - $6,600 (419) 238-4544
Warren County First Time Homebuyers Assistance - Deferred Loan Program (DLP) -
$55,000 (513) 695-1259
Youngstown Homebuyer Program (HP) - $3,000 (330) 744-0854
Oklahoma DownPayment Assistance Programs:
Grady County Homebuyer Assistance Program (HAP) - $12,500 (405) 224-5211
Lawton Homebuyers Assistance Program (HAP) - $40,000 (580) 581-3347
Midwest City Homebuyers Assistance Program (HAP) - Multi Counties Community Action
Resource & Development (CARD) Opportunity to Own Assistance Program (OAP) -$25,000
(918) 341-5000
Multi Counties Ki Bois Community Action Foundation Inc Home Buyer Program (HBP) -
$7,500 (918) 967-9050
Multi County Community Action Project of Tulsa County Inc. First Time Home Buyers Program
(FTHP) - $7,000 (918) 382-3241
Oklahoma City Down Payment/Closing Cost Program (DPCC) - $3,500 (405) 297-2904
Oklahoma Community Action Agency of Oklahoma City and Oklahoma/Canadian Counties Inc
Home Buyer - Program (HBP) $6,600 (405) 232-0199
Oklahoma Housing Authority of the Peoria Tribe of Indians of Oklahoma Down Payment
Assistance - Program (DAP) $20,000 (918) 542-1873
Tulsa Housing Partners of Tulsa, Inc. First Time Homebuyers Program
(FTHP) - $2,000 (918) 581-5907
Oregon DownPayment Assistance Programs:
Clackamas County Homeowner Assistance Program (CHAP) - $10,000 (503) 655-8591
Corvallis First Time Home Buyer Program (FTHP) - $6,000 (541) 766-6944
Eugene Homebuyer Assistance Program (HAP) - $4,000 (541) 682-5529
Portland Housing Center Closing Cost Assistance (CAP) - $10,000 (503) 282-7744
Portland Housing Center Mortgage Assistance Program 20 Targeted (MAP 20T) and City Wide
(MAP 20C) - $50,000 (503) 282-7744
Portland Shared Appreciation Mortgage Program (SAM) - $30,000 (503) 823-3401
Salem Deferred Payment Loan (DPL) - $10,000 (503) 588-6173
Springfield Home Ownership Program (SHOP) - $4,000 (541) 726-3799
Asheville Neighborhood Housing Services, Inc. of Asheville Single Family New Construction
Program (SFNC) - $25,000 (828) 251-5054
Cumberland County First Time Homebuyers Program (FTHB) - $25,000 (910) 323-6112
Durham First Time Homebuyers Program (FTHP) - $20,000 (919) 560-4570
Gaston County Homebuyers Assistance Program
Greensboro Affordable Home Loan Initiative Program (GAHLI) - $5,500 (336) 373-4146
Hickory 1st Time Homebuyers Program (FTHB) - 10,000. (828) 323-7414
High Point Homeownership Assistance Program (HAP) - $10,000 (336) 883-3347
Iredell Statesville Housing Authority HOME Program Funds
$15,000 (704) 872-9811
Orange County HOME Down Payment Assistance Program $25,000 (919) 644-3056
Pasquotank County, Community Homebuyers Assistance Program
(HAP) - $3,000 (252) 335-3702
Wilson County Affordable Home Ownership Program - $5,000 (252) 399-2230
North Dakota DownPayment Assistance Programs:
Fargo First Time Home Buyer Grants Program (HAP) - $3,500 (701) 297-7783
Grand Forks Affordable In-Fill Program (DAP) - $49,999 (701) 746-2545
Grand Forks American Dream Program Down Payment And Closing Cost Gift Assistance (DCA) -
$5,000 (701) 746-2545
Grand Forks Home Ownership Assistance Program (HOAP) - $13,000 (701) 746-2545
Mulit-Counties Lewis and Clark Community Works Dream Fund Affordability Gap Program
(DFAG) - $100,000 (701) 255-4591
Ohio DownPayment Assistance Programs:
Ashtabula County Community Housing Improvement First Time Homebuyers Assistance Program
(FTHB) - 6,000. (440) 576-3853
Athens Home Ownership Made Easier Program (HOME) - $10,000 (740) 592-3342
Cincinnati Metropolitan Housing Authority Hope VI Subsidy
$112,275 (513) 977-5729
Cincinnati The Home Ownership Center of Greater Cincinnati Inc Empowerment Zone Down
Payment - Assistance Program (DAP) $2,500 (513) 961-2800
Cleveland Neighborhood Housing Services of Cleveland Inc Down Payment Closing Cost
Assistance Loan - (DPCCAL) $25,000 (216) 361-0516
Cleveland, Action to Support Housing Second Mortgage Assistance Program (SMAP) - $20,000
(216) 621-7350
Columbus School District Columbus Neighborhood Housing Services Inc. Down Payment
Assistance - Program (DAP) $2,000 (614) 224-3603
Dayton Citywide Building Finance Corporation Neighborhood Lending Down Payment Assistance
Program - (NLDPAP) $3,000 (937) 226-0457
East Cleveland Home Ownership Program (HOP) - $3,700 (216) 681-2404
Franklin County Columbus Housing Partnership Down Payment Assistance Program - $3,000
(614) 221-8889 Franklin County Down Payment Assistance Program (DPAP) - $5,000 (614)
221-8889
Hamilton County Greater Cincinnati Mortgage Counseling Service American Dream Accounts
Programs - (ADAP) $2,500 (513) 948-8820
Hamilton County HOME Program (HCHP) - $25,000 (513) 946-4481
Hancock County First Time Home Buyer Grants Program $6,000 (419) 424-7094
Kettering First Time Homebuyers Program (FTHP) - $2,500 (937) 296-2401
Lancaster Homebuyer Acquisition Assistance Program
(HAAP) - $5,000 (740) 687-6663
Madison County Community Housing Improvement Program (CHIP) - $33,000 (614) 445-8373
Mansfield Homebuyer Assistance Program (HAP) - $10,000 (419) 755-9793
Massillon Homebuyers Assistance Program (HAP) - $6,250 (330) 830-1717
Montgomery County - County Corp Lease Purchase Program (LPP) - $5,000 (937) 225-6328
Montgomery County - County Corp. Down Payment Plus Program (DPP) - $2,500 (937) 225-6328
Morgan / Washington Counties Community Housing Improvement Program (CHIP) - $4,000 (740)
373-6623
Multi Counties Better Housing League of Greater Cincinnati/Ohio Trust Fund Gift Program (GIFT)
- $2,000 (513) 721-6855
Multi Counties Rural Opportunities Inc First Time Homebuyer Program
(FTHP) - $2,500 (330) 821-4740
Multi County Greater Cincinnati Mortgage Counseling Service Down Payment Assistance
Program (DAP) - $2,000 (513) 948-8820
Ohio North Fairmont Community Center Grant Program - $1,000 (513) 921-5842
Ohio Three Rivers Housing Corporation Down Payment Assistance Program (DAP) -
$40,000 (740) 797-7139
Shaker Heights Neighborhood Revitalization Department Funds for the Future of Shaker Heights
Program (FFF) $12,000 (216) 491-1330
Sidney Community Housing and Improvement Program (CHIP) - $5,700 (419) 352-7537
Springfield Home Purchase & Rehabilitation Incentive Program $25,000 (937) 324-7368
Springfield Redevelopment Corp. Down Payment Assistance Program $3,000 (937) 322-4623
Van Wert County Homebuyer Assistance Program - $6,600 (419) 238-4544
Warren County First Time Homebuyers Assistance - Deferred Loan Program (DLP) -
$55,000 (513) 695-1259
Youngstown Homebuyer Program (HP) - $3,000 (330) 744-0854
Oklahoma DownPayment Assistance Programs:
Grady County Homebuyer Assistance Program (HAP) - $12,500 (405) 224-5211
Lawton Homebuyers Assistance Program (HAP) - $40,000 (580) 581-3347
Midwest City Homebuyers Assistance Program (HAP) - Multi Counties Community Action
Resource & Development (CARD) Opportunity to Own Assistance Program (OAP) -$25,000
(918) 341-5000
Multi Counties Ki Bois Community Action Foundation Inc Home Buyer Program (HBP) -
$7,500 (918) 967-9050
Multi County Community Action Project of Tulsa County Inc. First Time Home Buyers Program
(FTHP) - $7,000 (918) 382-3241
Oklahoma City Down Payment/Closing Cost Program (DPCC) - $3,500 (405) 297-2904
Oklahoma Community Action Agency of Oklahoma City and Oklahoma/Canadian Counties Inc
Home Buyer - Program (HBP) $6,600 (405) 232-0199
Oklahoma Housing Authority of the Peoria Tribe of Indians of Oklahoma Down Payment
Assistance - Program (DAP) $20,000 (918) 542-1873
Tulsa Housing Partners of Tulsa, Inc. First Time Homebuyers Program
(FTHP) - $2,000 (918) 581-5907
Oregon DownPayment Assistance Programs:
Clackamas County Homeowner Assistance Program (CHAP) - $10,000 (503) 655-8591
Corvallis First Time Home Buyer Program (FTHP) - $6,000 (541) 766-6944
Eugene Homebuyer Assistance Program (HAP) - $4,000 (541) 682-5529
Portland Housing Center Closing Cost Assistance (CAP) - $10,000 (503) 282-7744
Portland Housing Center Mortgage Assistance Program 20 Targeted (MAP 20T) and City Wide
(MAP 20C) - $50,000 (503) 282-7744
Portland Shared Appreciation Mortgage Program (SAM) - $30,000 (503) 823-3401
Salem Deferred Payment Loan (DPL) - $10,000 (503) 588-6173
Springfield Home Ownership Program (SHOP) - $4,000 (541) 726-3799
| Copyright RebuildCreditScores 2008. All Rights Reserved |
DownPayment Assistance Programs:
North Carolina through Oregon
by www.rebuildcreditscores.com
North Carolina through Oregon
by www.rebuildcreditscores.com
DownPayment Assistance by State
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
Downpayment assistance programs serve a wonderful purpose in helping promote home
ownership for people who might not otherwise be able to afford a home.
ownership for people who might not otherwise be able to afford a home.
Related Topics
 | First-Time Home Buyer | |
| Rapid Re-Score Credit Files | |
| Foreclosure Help and Options | |
| Down Payment Assistance by State | |
| Types of Mortgage Loans | |
For the most part there are really great
programs available but you have to be
careful and watch out for the ones not so
legitimate.
Below is a limited list of nonprofit programs.
Your State's website may contain more
resources. Whatever program you decide to
pursue, make sure they belong to the Home
Gift Providers Association (HGPA).
Members of this organization adhere to a set
of standards and practices. Keep in mind
some programs may or may not currently
exist due to availability of funding.
programs available but you have to be
careful and watch out for the ones not so
legitimate.
Below is a limited list of nonprofit programs.
Your State's website may contain more
resources. Whatever program you decide to
pursue, make sure they belong to the Home
Gift Providers Association (HGPA).
Members of this organization adhere to a set
of standards and practices. Keep in mind
some programs may or may not currently
exist due to availability of funding.
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