Pennsylvania DownPayment Assistance Programs:
Bucks County First Time Homebuyer Program (FTHB) - $10,000 (215) 598-3566

Carbondale First Time Homebuyer Assistance Program $5,000 (570) 282-0280

Chester Economic Development Authority Moderate Income Homebuyer Assistance Program
(MIHAP) - $5,000 (610) 447-7850

Chester Homebuyer Assistance Program (HAP) - $10,000 (610) 447-7850

Dauphin County First Time Home Buyers Program (FTHB) - $3,500 (717) 780-6250

Jeannette Downpayment and Closing Cost Assistance Program (DAP) - $3,000 (724) 527-4000

Luzerne County The Growing Homeowners Initiative Program (GHI) - 3750.00 (570) 824-4803

Pennsylvania Trehab Center Inc Homeownership Program (HP) - $14,999 (570) 278-5238

Philadelphia Neighborhood Housing Services, Inc. Settlement Cost Assistance GRANT - $1,000
(215) 829-9899

Philadelphia Settlement Grant Program - $1,000 (215) 686-9706

Schuylkill County Schuylkill Community Action Closing Cost Assistance Program (CCAP) - $1,000
(570) 622-1995

Scranton Homebuyers Assistance Program (HAP) - $10,000 (570) 348-4168

York 3/2 Low, Moderate & Unlimited Income Mortgage Assistance Program -
$25,000 (717) 854-1541

York County 3/2 Low Income Program (LIP) - $5,000 (717) 854-1541

Rhode Island DownPayment Assistance Programs:
Cranston Closing Cost Assistance Program (CCAP) - $2,800 (401) 461-1000

Pawtucket Starter Home Grant Program (SHG) - $10,000 (401) 724-5200

Providence Dept. Planning & Development Down Payment/Closing Cost Assistance Program
(DAP) - $2,500 (401) 351-4300

Woonsocket Spring Ahead Value Enterprise (SAVE) - $10,000 (401) 762-9228

South Carolina DownPayment Assistance Programs:
Richmond County United Black Fund of the Midlands/Columbia Housing Authority
Homeownership Program  (HOP) - $20,000 (803) 256-0207

Rock Hill Joint Venture Affordable Housing Corporation First Time Homebuyers Down Payment &
Closing Cost Assistance Program
$5,000 (803) 329-8719

Spartanburg County Home-Ownership Program (HOP) - $5,000 (864) 596-2416

South Dakota DownPayment Assistance Programs:
Multi-County Neighborhood Housing Services of Black Hills Down Payment and Closing Costs
Assistance  Program (DAP) - $2,000 (605) 578-1401

Multi-County Neighborhood Housing Services of Black Hills Loan Criteria Program - $10,000
(605) 578-1401

Sioux Falls Homebuyers Assistance Program (HAP) - $8,000 (605) 367-8825

Tennessee DownPayment Assistance Programs:
Chattanooga Neighborhood Enterprise Inc. Affordable Housing Assistance Program - $7,500
(423) 756-6201

Davidson County Home Ownership Metro Employee Program
(HOME) - $6,000 (615) 780-7000

Hamblen County Area Housing Opportunities Committee Gift Program
(GIFT) - $2,500 (423) 586-8421

Jackson Affordable Housing Community Development Corporations SMART To Live in Jackson
Program  (SMART) - $4,000 (731) 422-1366

Knoxville Community Development Corporation Home Ownership HOPE VI Program (HOPE VI) -
$15,000 (865) 594-8800

Knoxville County Knox Housing Partnership Down Home $15,000 (865) 637-1679

Memphis City-Wide Down Payment Assistance Program (CWDPA) - $10,000 (901) 576-7424
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Down-Payment Assistance Programs:
Pennsylvania through Tennessee
by www.rebuildcreditscores.com
In today's housing market a downpayment is absolutely essential in getting approved for a home
mortgage loan. In today's housing market a downpayment is absolutely essential in getting
approved for a home mortgage loan.
DownPayment Assistance by State
Related Topics
Just a few years ago downpayments could be as
low as 3 percent; and, in some situations, you
could purchase a home with no downpayment at
all.  

Banks and lenders are increasingly going back to
the traditional lending standards and requiring as
much as 20 percent of the purchase price for a
down payment.

This means many potential homebuyers may be
in need of downpayment assistance. Your State
may have resources for nonprofits  administering
downpayment assistance programs.
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