In today's housing market a downpayment is absolutely essential in
getting approved for a home mortgage loan. In today's housing market
a downpayment is absolutely essential in getting approved for a home
mortgage loan.
Just a few years ago downpayments could be as low as 3 percent;
and, in some situations, you could purchase a home with no
downpayment at all. Banks and lenders are increasingly going back to
the traditional lending standards and requiring as much as 20 percent
of the purchase price for a down payment.
This means many potential homebuyers may be in need of
downpayment assistance. Your State may have resources for
nonprofits administering downpayment assistance programs.
Pennsylvania DownPayment Assistance Programs:
Bucks County First Time Homebuyer Program (FTHB) - $10,000
(215) 598-3566
Carbondale First Time Homebuyer Assistance Program $5,000
(570) 282-0280
Chester Economic Development Authority Moderate Income
Homebuyer Assistance Program (MIHAP) - $5,000 - (610) 447-7850
Chester Homebuyer Assistance Program (HAP) - $10,000
(610) 447-7850
Dauphin County First Time Home Buyers Program (FTHB) - $3,500
(717) 780-6250
Jeannette Downpayment and Closing Cost Assistance Program (DAP)
$3,000 - (724) 527-4000
Luzerne County The Growing Homeowners Initiative Program (GHI) -
3750.00 - (570) 824-4803
Pennsylvania Trehab Center Inc Homeownership Program (HP) -
$14,999 - (570) 278-5238
Philadelphia Neighborhood Housing Services, Inc. Settlement Cost
Assistance GRANT - $1,000 - (215) 829-9899
Philadelphia Settlement Grant Program - $1,000 - (215) 686-9706
Schuylkill County Schuylkill Community Action Closing Cost Assistance
Program (CCAP) - $1,000 - (570) 622-1995
Scranton Homebuyers Assistance Program (HAP) - $10,000
(570) 348-4168
York 3/2 Low, Moderate & Unlimited Income Mortgage Assistance
Program - $25,000 - (717) 854-1541
York County 3/2 Low Income Program (LIP) - $5,000
(717) 854-1541
Rhode Island DownPayment Assistance Programs:
Cranston Closing Cost Assistance Program (CCAP) - $2,800
(401) 461-1000
Pawtucket Starter Home Grant Program (SHG) - $10,000
(401) 724-5200
Providence Dept. Planning & Development Down Payment/Closing
Cost Assistance Program (DAP) - $2,500 - (401) 351-4300
Woonsocket Spring Ahead Value Enterprise (SAVE) - $10,000
(401) 762-9228
South Carolina DownPayment Assistance Programs:
Richmond County United Black Fund of the Midlands/Columbia
Housing Authority Homeownership Program (HOP) - $20,000
(803) 256-0207
Rock Hill Joint Venture Affordable Housing Corporation First Time
Homebuyers Down Payment & Closing Cost Assistance Program
$5,000 - (803) 329-8719
Spartanburg County Home-Ownership Program (HOP) - $5,000
(864) 596-2416
South Dakota DownPayment Assistance Programs:
Multi-County Neighborhood Housing Services of Black Hills Down
Payment and Closing Costs Assistance Program (DAP) - $2,000
(605) 578-1401
Multi-County Neighborhood Housing Services of Black Hills Loan
Criteria Program - $10,000 - (605) 578-1401
Sioux Falls Homebuyers Assistance Program (HAP) - $8,000
(605) 367-8825
Tennessee DownPayment Assistance Programs:
Chattanooga Neighborhood Enterprise Inc. Affordable Housing
Assistance Program - $7,500 - (423) 756-6201
Davidson County Home Ownership Metro Employee Program
(HOME) - $6,000 - (615) 780-7000
Hamblen County Area Housing Opportunities Committee Gift Program
(GIFT) - $2,500 - (423) 586-8421
Jackson Affordable Housing Community Development Corporations
SMART To Live in Jackson Program (SMART) - $4,000
(731) 422-1366
Knoxville Community Development Corporation Home Ownership
HOPE VI Program (HOPE VI) - $15,000 - (865) 594-8800
Knoxville County Knox Housing Partnership Down Home $15,000
(865) 637-1679
Memphis City-Wide Down Payment Assistance Program (CWDPA) -
$10,000 - (901) 576-7424
getting approved for a home mortgage loan. In today's housing market
a downpayment is absolutely essential in getting approved for a home
mortgage loan.
Just a few years ago downpayments could be as low as 3 percent;
and, in some situations, you could purchase a home with no
downpayment at all. Banks and lenders are increasingly going back to
the traditional lending standards and requiring as much as 20 percent
of the purchase price for a down payment.
This means many potential homebuyers may be in need of
downpayment assistance. Your State may have resources for
nonprofits administering downpayment assistance programs.
Pennsylvania DownPayment Assistance Programs:
Bucks County First Time Homebuyer Program (FTHB) - $10,000
(215) 598-3566
Carbondale First Time Homebuyer Assistance Program $5,000
(570) 282-0280
Chester Economic Development Authority Moderate Income
Homebuyer Assistance Program (MIHAP) - $5,000 - (610) 447-7850
Chester Homebuyer Assistance Program (HAP) - $10,000
(610) 447-7850
Dauphin County First Time Home Buyers Program (FTHB) - $3,500
(717) 780-6250
Jeannette Downpayment and Closing Cost Assistance Program (DAP)
$3,000 - (724) 527-4000
Luzerne County The Growing Homeowners Initiative Program (GHI) -
3750.00 - (570) 824-4803
Pennsylvania Trehab Center Inc Homeownership Program (HP) -
$14,999 - (570) 278-5238
Philadelphia Neighborhood Housing Services, Inc. Settlement Cost
Assistance GRANT - $1,000 - (215) 829-9899
Philadelphia Settlement Grant Program - $1,000 - (215) 686-9706
Schuylkill County Schuylkill Community Action Closing Cost Assistance
Program (CCAP) - $1,000 - (570) 622-1995
Scranton Homebuyers Assistance Program (HAP) - $10,000
(570) 348-4168
York 3/2 Low, Moderate & Unlimited Income Mortgage Assistance
Program - $25,000 - (717) 854-1541
York County 3/2 Low Income Program (LIP) - $5,000
(717) 854-1541
Rhode Island DownPayment Assistance Programs:
Cranston Closing Cost Assistance Program (CCAP) - $2,800
(401) 461-1000
Pawtucket Starter Home Grant Program (SHG) - $10,000
(401) 724-5200
Providence Dept. Planning & Development Down Payment/Closing
Cost Assistance Program (DAP) - $2,500 - (401) 351-4300
Woonsocket Spring Ahead Value Enterprise (SAVE) - $10,000
(401) 762-9228
South Carolina DownPayment Assistance Programs:
Richmond County United Black Fund of the Midlands/Columbia
Housing Authority Homeownership Program (HOP) - $20,000
(803) 256-0207
Rock Hill Joint Venture Affordable Housing Corporation First Time
Homebuyers Down Payment & Closing Cost Assistance Program
$5,000 - (803) 329-8719
Spartanburg County Home-Ownership Program (HOP) - $5,000
(864) 596-2416
South Dakota DownPayment Assistance Programs:
Multi-County Neighborhood Housing Services of Black Hills Down
Payment and Closing Costs Assistance Program (DAP) - $2,000
(605) 578-1401
Multi-County Neighborhood Housing Services of Black Hills Loan
Criteria Program - $10,000 - (605) 578-1401
Sioux Falls Homebuyers Assistance Program (HAP) - $8,000
(605) 367-8825
Tennessee DownPayment Assistance Programs:
Chattanooga Neighborhood Enterprise Inc. Affordable Housing
Assistance Program - $7,500 - (423) 756-6201
Davidson County Home Ownership Metro Employee Program
(HOME) - $6,000 - (615) 780-7000
Hamblen County Area Housing Opportunities Committee Gift Program
(GIFT) - $2,500 - (423) 586-8421
Jackson Affordable Housing Community Development Corporations
SMART To Live in Jackson Program (SMART) - $4,000
(731) 422-1366
Knoxville Community Development Corporation Home Ownership
HOPE VI Program (HOPE VI) - $15,000 - (865) 594-8800
Knoxville County Knox Housing Partnership Down Home $15,000
(865) 637-1679
Memphis City-Wide Down Payment Assistance Program (CWDPA) -
$10,000 - (901) 576-7424
| Copyright RebuildCreditScores 2010 All Rights Reserved |
Links
Down-Payment Assistance Programs:
Pennsylvania through Tennessee
by www.rebuildcreditscores.com
Pennsylvania through Tennessee
by www.rebuildcreditscores.com
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