When it comes to purchasing a home, lenders like to see that the
homebuyer has a downpayment. Homebuyers with a downpayment
even get offered more favorable interest rates and better loan terms.
A sufficient downpayment has many benefits, the most important is not
having to purchase private mortgage insurance. If you borrow more
than 80 percent of your home’s value, lenders require you to purchase
private mortgage insurance (PMI).
A 20% downpayment will keep you from incurring additional costs for
PMI. If you lack a cash, one of the below programs may assist you with
attaining a sufficient downpayment.
Texas Down Payment Assistance Programs:
Abilene First Time Home Buyers (FTHB) Program - $3,000
(915) 676-6363
Arlington Homebuyers Assistance Program (AHAP) - $4,000
(817) 459-6231
Athens Homebuyer Assistance Program (HAP) - $7,500
(903) 677-6610
Austin Housing Finance Corporation Home Down Payment Assistance
Program (HDPA) - $5,000 - (512) 499-3149
Brazoria County First Time Homebuyer Program - $5,000
(979) 864-1860
Bryan Down Payment Assistance Program (DA) - $12,500
(979) 209-5183
College Station Down Payment Assistance Program - $15,000
(979) 764-3810
Corpus Christi Home Buyer Program (HBP) - $3,000 - (361) 880-3010
Corpus Christi New Construction Homebuyer Program (NCP) - $20,000
(361) 880-3010
Dallas County Upfront Cost Assistance (UPCAP) Program - $3,000
(214) 819-6060
Dallas Mortgage Assistance Program (MAP) - $13,500
(214) 651-7789
Dallas Piedmont/Seyene Housing Trust Fund Homeowner Assistance
Plan - $14,000 - (214) 943-9007
Denton Homebuyer Assistance Program (HAP) - $19,900 (940) 349-
7726
El Paso Housing Assistance Program (HAP) - $20,000
(915) 541-4888
Fort Worth Closing Cost Assistance Program (CCAP) - $3,000
(817) 874-7540
Fort Worth Deferred Payment Loan (DPL) - $14,999
(817) 874-7540
Garland NU STAR Infill Program (INFILL) - $10,000
(972) 205-3321
Garland Village of Eastgate Homebuyer Assistance Program (HAP) -
$8,700
Greenville Homebuyer Assistance Program (HAP) - $5,000
(903) 457-3160
Harlingen Community Development Corporation Homebuyers Program
(HP) - $40,000 - (956) 421-2351
Harris County HACH Public Housing Homeownership Program
(PHHP) - $25,000 - (713) 260-0763
Harris County Mortgage Assistance Program (MAP) - $35,000
(713) 578-2000
Harris County/Houston City-Homebuyer Assistance Program (HAP) -
$9,500 - (713) 644-8488
Hidalgo County Homebuyer Assistance Program (HAP) - $5,000
(956) 318-2619
Houston Alliance for Multicultural Community Services The Alliance IDA
Program (IDA) - $4,000 - (713) 776-4700
Houston Covenant Community Capital Corporation Smart Savings
Program (SSP) - $2,000 - (713) 223-1864
Laredo First Time Homebuyer Down Payment Assistance Program
(FTHB) - $15,000 - (956) 795-2675
Lubbock Down Payment & Closing Cost (DP/CC) Assistance Program -
$4,000 - (806) 745-9559
Marshall First Time Homebuyer Down Payment and Closing Cost
Program (FTHB) - $2,500 - (903) 935-4457
McLennan County Neighborhood Housing Services of Waco, Inc. Down
Payment Assistance Program (DAP) - $12,000 - (254) 752-1647
Midland Neighborhood Housing Services Down Payment Assistance
Program (DPAP) - NCR/Option 2 - $3,000 - (915) 687-6647
Midland Neighborhood Housing Services Down Payment Assistance
Programs (DPAP) - HIP/Option 1 - $3,000 - (915) 687-6647
Multi Counties Lubbock Housing Finance Corporation Welcome Home
Gift Program (GIFT) - $6,300 - (806) 745-9559
Multi Counties Southeast Texas Finance Corporation First Time
Homebuyer Assistance Program (FTHP) - $5,000 -(281) 484-4663
New Braunfels Homebuyer Assistance Program (HAP) - $5,000
(830) 608-2100
Nueces County Community Action Agency First Time Homebuyers
Program - $13,000 - (361) 883-7201
Pasadena First Time Homebuyer Assistance Program SETH - $5,000
(281) 484-4663
Plano First Time Homebuyer Program (FTHB) - $4,000
(972) 941-7665
Round Rock Home Ownership Assistance Program (HOAP) - $5,000
(512) 341-3320
San Antonio Homeownership Incentive Program (HIP) - $8,000
(210) 225-6833
San Antonio Our Casas Leverage Loan Program (LLP) - $10,000
(210) 225-6833
San Benito HOME Investment Partnership Program
(HIPP) 2nd Lien - $10,000 - (512) 475-1391
San Benito HOME Investment Partnership Program
(HIPP) 3rd Lien - $5,000 - (512) 475-1391
Sherman First Time Homeownership Closing Cost Grant Program
(FHCCP) - $2,000 - (903) 892-7227
Tarrant County Housing Partnership Inc Homebuyer Assistance
Program (HAP) - $4,000 (817) 924-5091
Temple Affordable Housing Program (AHP) 2nd - $5,000
(254) 298-5670
Temple Affordable Housing Program (AHP) 3rd - $1,250
(254) 298-5670
Temple Homeownership Program (HOP) 2nd - $7,500
(254) 773-2009
Temple Homeownership Program (HOP) 3rd - $2,500
(254) 773-2009
Terrell First Time Homebuyer Program (FTHP) - $5,000
(972) 551-6670
Texas City First Time Homebuyer Assistance Program (FTHB) - $2,500
(409) 643-5730
Texas United Cerebral Palsy of Texas Home of Your Own
(HOYO) First Time Home Buyer Grants (HBA) - $14,999
(512) 472-8696
Val Verde County Del Rio Housing Authority Homebuyer Assistance
Program (HAP) - $50,000 - (830) 774-6506
Victoria Mortgage Assistance Program (MAP) - $1,500
(361) 572-2795
Waco New/Acquisition Housing Loan Program (HLP) - $18,000
(254) 750-5629
Webb County Laredo-Webb NHS First Time Homebuyer Home
Ownership Pilot Program (HOP) - $2,000 - (956) 712-9100
Wichita Falls First-Time Homebuyers Program (FTHP) - $7,500
(940) 761-7454
homebuyer has a downpayment. Homebuyers with a downpayment
even get offered more favorable interest rates and better loan terms.
A sufficient downpayment has many benefits, the most important is not
having to purchase private mortgage insurance. If you borrow more
than 80 percent of your home’s value, lenders require you to purchase
private mortgage insurance (PMI).
A 20% downpayment will keep you from incurring additional costs for
PMI. If you lack a cash, one of the below programs may assist you with
attaining a sufficient downpayment.
Texas Down Payment Assistance Programs:
Abilene First Time Home Buyers (FTHB) Program - $3,000
(915) 676-6363
Arlington Homebuyers Assistance Program (AHAP) - $4,000
(817) 459-6231
Athens Homebuyer Assistance Program (HAP) - $7,500
(903) 677-6610
Austin Housing Finance Corporation Home Down Payment Assistance
Program (HDPA) - $5,000 - (512) 499-3149
Brazoria County First Time Homebuyer Program - $5,000
(979) 864-1860
Bryan Down Payment Assistance Program (DA) - $12,500
(979) 209-5183
College Station Down Payment Assistance Program - $15,000
(979) 764-3810
Corpus Christi Home Buyer Program (HBP) - $3,000 - (361) 880-3010
Corpus Christi New Construction Homebuyer Program (NCP) - $20,000
(361) 880-3010
Dallas County Upfront Cost Assistance (UPCAP) Program - $3,000
(214) 819-6060
Dallas Mortgage Assistance Program (MAP) - $13,500
(214) 651-7789
Dallas Piedmont/Seyene Housing Trust Fund Homeowner Assistance
Plan - $14,000 - (214) 943-9007
Denton Homebuyer Assistance Program (HAP) - $19,900 (940) 349-
7726
El Paso Housing Assistance Program (HAP) - $20,000
(915) 541-4888
Fort Worth Closing Cost Assistance Program (CCAP) - $3,000
(817) 874-7540
Fort Worth Deferred Payment Loan (DPL) - $14,999
(817) 874-7540
Garland NU STAR Infill Program (INFILL) - $10,000
(972) 205-3321
Garland Village of Eastgate Homebuyer Assistance Program (HAP) -
$8,700
Greenville Homebuyer Assistance Program (HAP) - $5,000
(903) 457-3160
Harlingen Community Development Corporation Homebuyers Program
(HP) - $40,000 - (956) 421-2351
Harris County HACH Public Housing Homeownership Program
(PHHP) - $25,000 - (713) 260-0763
Harris County Mortgage Assistance Program (MAP) - $35,000
(713) 578-2000
Harris County/Houston City-Homebuyer Assistance Program (HAP) -
$9,500 - (713) 644-8488
Hidalgo County Homebuyer Assistance Program (HAP) - $5,000
(956) 318-2619
Houston Alliance for Multicultural Community Services The Alliance IDA
Program (IDA) - $4,000 - (713) 776-4700
Houston Covenant Community Capital Corporation Smart Savings
Program (SSP) - $2,000 - (713) 223-1864
Laredo First Time Homebuyer Down Payment Assistance Program
(FTHB) - $15,000 - (956) 795-2675
Lubbock Down Payment & Closing Cost (DP/CC) Assistance Program -
$4,000 - (806) 745-9559
Marshall First Time Homebuyer Down Payment and Closing Cost
Program (FTHB) - $2,500 - (903) 935-4457
McLennan County Neighborhood Housing Services of Waco, Inc. Down
Payment Assistance Program (DAP) - $12,000 - (254) 752-1647
Midland Neighborhood Housing Services Down Payment Assistance
Program (DPAP) - NCR/Option 2 - $3,000 - (915) 687-6647
Midland Neighborhood Housing Services Down Payment Assistance
Programs (DPAP) - HIP/Option 1 - $3,000 - (915) 687-6647
Multi Counties Lubbock Housing Finance Corporation Welcome Home
Gift Program (GIFT) - $6,300 - (806) 745-9559
Multi Counties Southeast Texas Finance Corporation First Time
Homebuyer Assistance Program (FTHP) - $5,000 -(281) 484-4663
New Braunfels Homebuyer Assistance Program (HAP) - $5,000
(830) 608-2100
Nueces County Community Action Agency First Time Homebuyers
Program - $13,000 - (361) 883-7201
Pasadena First Time Homebuyer Assistance Program SETH - $5,000
(281) 484-4663
Plano First Time Homebuyer Program (FTHB) - $4,000
(972) 941-7665
Round Rock Home Ownership Assistance Program (HOAP) - $5,000
(512) 341-3320
San Antonio Homeownership Incentive Program (HIP) - $8,000
(210) 225-6833
San Antonio Our Casas Leverage Loan Program (LLP) - $10,000
(210) 225-6833
San Benito HOME Investment Partnership Program
(HIPP) 2nd Lien - $10,000 - (512) 475-1391
San Benito HOME Investment Partnership Program
(HIPP) 3rd Lien - $5,000 - (512) 475-1391
Sherman First Time Homeownership Closing Cost Grant Program
(FHCCP) - $2,000 - (903) 892-7227
Tarrant County Housing Partnership Inc Homebuyer Assistance
Program (HAP) - $4,000 (817) 924-5091
Temple Affordable Housing Program (AHP) 2nd - $5,000
(254) 298-5670
Temple Affordable Housing Program (AHP) 3rd - $1,250
(254) 298-5670
Temple Homeownership Program (HOP) 2nd - $7,500
(254) 773-2009
Temple Homeownership Program (HOP) 3rd - $2,500
(254) 773-2009
Terrell First Time Homebuyer Program (FTHP) - $5,000
(972) 551-6670
Texas City First Time Homebuyer Assistance Program (FTHB) - $2,500
(409) 643-5730
Texas United Cerebral Palsy of Texas Home of Your Own
(HOYO) First Time Home Buyer Grants (HBA) - $14,999
(512) 472-8696
Val Verde County Del Rio Housing Authority Homebuyer Assistance
Program (HAP) - $50,000 - (830) 774-6506
Victoria Mortgage Assistance Program (MAP) - $1,500
(361) 572-2795
Waco New/Acquisition Housing Loan Program (HLP) - $18,000
(254) 750-5629
Webb County Laredo-Webb NHS First Time Homebuyer Home
Ownership Pilot Program (HOP) - $2,000 - (956) 712-9100
Wichita Falls First-Time Homebuyers Program (FTHP) - $7,500
(940) 761-7454
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Links
DownPayment Assistance Programs:
Texas
by www.rebuildcreditscores.com
Texas
by www.rebuildcreditscores.com
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